These days, it’s hard to find anything for free. But there is one thing that you can get free of charge, quickly and easily and that is free home insurance quotes. There is how you can get free insurance quote for your home:
- Call: Pick up the phone and call insurance companies in your area. You will have to answer their questions, but they should be able to give you a quote within 30-60 minutes. This is a great way to talk to an agent first hand to get a feel for how you will be treated by the company going forward.
- Go Online: This is probably the quickest and easiest way to get a free quote. A search will get you several dozen local companies as well as the bigger well known ones. Input your information and answer a few questions online, and you should get a free quote within minutes.
- Visit in person: This is another great way to check out local companies and meet an agent in person. You will get a much better feel for their personality, and if they truly have your best interests in mind. It may take a little longer, but anytime you can support your local businesses, it is helpful for everyone, including the local economy. You may want to show them the quotes that you got online to find out if they can match the rate.
- Email: If you don’t want to call or go visit in person, email is a good alternative. Most of the local companies will have websites with email addresses or a contact us page. Send a message with any questions and tell them you’re looking for a free quote. They will have an agent get back to you right away. Hint: If it takes someone more than two hours to get in touch, you may want to think twice about dealing with that company.
- Look through the yellow pages: Yes this may be a bit outdated, but it can be a great way to find local companies, who may not have a website, or who don’t give online quotes. Sometimes the best companies to deal with are those listed in the yellow pages.
Whatever method you choose, you will have to know a few things about your home before you can get a quote. Things like, how old your home is, how it’s heated, and what the proximity to a fire hydrant is, just to name a few. You will get a lower quote if you have security systems in place. Also, if you can, raise your deductible so your rate will be lower.
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